Shirley Hou

NMLS # 969832

832-437-4191

sc@katymtg.com

Shirley Hou

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How Soon After Buying Can I Refinance the Mortgage of My Second Home?

How Soon After Buying Can I Refinance the Mortgage of My Second Home?

Maybe you bought a second home during the pandemic as a way to escape during lockdowns. Maybe you bought one to rent out part-time for extra income in today’s uncertain economy. And with home prices growing so quickly, you may be wondering if you can refi

Jul 12, 2022 | Refinancing a Home

Is Now a Good Time to Buy a Vacation Home?

Is Now a Good Time to Buy a Vacation Home?

During the past two years, demand for vacation homes skyrocketed as cooped-up Americans sought out domestic getaways while the COVID-19 pandemic raged.  With travel restrictions mostly lifted, people are again venturing out all around the world. What does

Jul 05, 2022 | Purchasing a Home

What Does It Take to Get an Investment Property Loan?

What Does It Take to Get an Investment Property Loan?

When you’re trying to build your nest egg, diversifying with an investment property could help you build significant wealth. The housing market has proven to be a stable source of price appreciation and income generation over the long-term. By renting out

Jun 28, 2022 | Purchasing a Home

The Do’s and Don’ts  of Buying A Vacation Home

The Do’s and Don’ts of Buying A Vacation Home

With remote working a possibility for many more employees today than before the pandemic, people can often choose where to work on a daily basis. If you are in this situation and would love to spend more time in a place you like to vacation, buying a seco

Jun 21, 2022 | Purchasing a Home

Combat Rising Inflation on Your Debt with a Refinance Loan

Combat Rising Inflation on Your Debt with a Refinance Loan

Over the last year, inflation has been rising at a historic rate, with prices jumping on everything from gas to groceries to building supplies. Credit card rates have also climbed since the beginning of the pandemic as has total credit card debt, as many

Jun 14, 2022 | Refinancing a Home

Programs and Grants to Help First-Time Home Buyers

Programs and Grants to Help First-Time Home Buyers

In today’s hot housing market of rising home prices and limited inventory, it may seem impossible to break in as a first-time buyer. It can be overwhelming trying to save up a giant down payment and other mortgage costs on your own as interest rates and p

Jun 07, 2022 | Purchasing a Home

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